Aforti Exchange S.A. is a full-featured currency exchange platform for enterprises. It offers wholesale exchange rates and professional consulting on financial services. We provide comprehensive support for enterprises and thanks to low exchange rates we constitute an attractive alternative to services provided by banks. The transactional service has been developed on the basis of advanced security procedures modelled on state-of-the-art bank IT systems. Leading-edge security measures ensure the safety and the user-friendly Platform enables cheap and convenient currency exchange at any time or place with internet access.
Aforti Finance S.A. is a Poland-wide company specialising in issuing non-bank loans. The products are dedicated to entrepreneurs whose access to business financing is somehow problematic due to restrictive bank law provisions. Unique system of credit underwriting doubled with service ensuring promptness and comprehensiveness allow our Clients to get easy and quick access to financing. The services are addressed to both individual Clients who have just started capital raising and experienced Investors, but also to micro, small and medium-sized companies searching for optimal financing for their businesses and development plans.
Aforti Collections S.A. is a nation-wide debt recovery company specialising in the management of receivables with the use of a wide range of debt collection tools. The company additionally acquires and services debt portfolios. Aforti Collections effectively meets the expectations of diversified groups of Clients, which gives us a significant competitive advantage over other entities operating in this sector. Continuous development of the company and search for new solutions boosts the efficiency of the debt collection process. Our offer includes comprehensive services to our Clients in the debt collection, legal, and financial areas. Properly planned debt collection activities are performed with the use of cutting-edge IT solutions and advanced technologies.
Aforti Factor, Aforti Group member, is a commercial brand which specialises in factoring services addressed at the owner of micro, small and medium-sized enterprises. Its comprehensive offer ensures instant access to financing and a package of additional benefits, which includes individual assistance of a Specialist and consultations with Analyses Office. The flexibility and transparency of the offer is tailored to the needs of the market and entrepreneurs. The Clients may take advantage of high limits without the need to provide “hard” collaterals, and what is more, they receive prompt factoring decision and advance payments reaching up to 95%. Aforti Factor is exceptional for its simple and clear price list and transparent factoring procedures.
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Aforti Exchange S. A. with its registered office in Warsaw 00-613, ul. Chałubińskiego 8, entered in the register of entrepreneurs of the National court Register maintained by the District Court for the capital city of Warsaw, 12th Commercial Division of the National Court Register under KRS number 0000719620, NIP [tax identification number]: 951-236-08-41, REGON [statistical number]: 146332039 is the administrator of the Platform Users’ personal data.
The contents of the Platform websites constitutes the property of the data Administrator and is legally protected.
In order to use the Platform the user should have a computer or other device with software which enables viewing websites and access to the Internet Network. The Platform may be accessed with the use of the most popular web browsers.
The Administrator represents that the Platform websites are free of contents infringing the rights of third persons or the applicable provisions of law, and in particular, of contents including information which poses or constitutes a threat to privacy or security of any person, information promoting unlawful actions or conduct which are abusive, threatening, obscene, defamatory or libellous, promoting racism, persecution on ethnic, cultural or religious grounds, promoting or conducive to criminal activities, or infringing the rights of third persons, including the intellectual property rights, or otherwise infringing rights protected under law.
THE PURPOSE OF DATA COLLECTION
Data Administrator processes the users’ personal data for the purpose of and to the extent necessary for their use of the Platform in accordance with the Act of 18th July 2002 on rendering services by electronic means (Journal of Laws of 2016 item 615 as amended) and also for additional purposes which include direct marketing within the meaning of the provision stipulated in Article 172 Section 1 of Telecommunication Law of 16th July 2004 (Journal of Laws of 2016, item 1489 as amended) yet solely provided that an additional consent has been granted by a given Platform User.
RIGHT OF ACCESS
Users have the right to amend, update, or correct their personal data, to temporarily or permanently suspend the processing of the questioned data, or to have them deleted from the filing system, if the personal data are incomplete outdated, untrue or collected in violation of the provisions of law or are no longer required for the purpose for which they have been collected.
Data Administrator reserves the right to refuse to remove a user’s data if keeping the data is necessary for the pursuit of claims or if the data are required by the applicable provisions of law.
THIRD PARTIES’ ACCESS TO THE DATA
Only authorized employees or associates of the Administrator and authorized persons responsible for the operation of the Platform to whom the appropriate authorizations have been granted, have direct access to the personal data collected by the data Administrator.
Users’ personal data may be shared with entities authorized to receive the data under applicable provisions of law, in particular, with competent judicial authorities.
SECURITY MEASURES AND THE PROTECTION OF PERSONAL DATA
Data Administrator represents that users’ data are processed in accordance with the provisions of the Act of 29th August 1997 on Personal Data Protection (Journal of Laws of 2016, item 922 as amended) and that appropriate technical and organisational measures are implemented to provide security adequate to the possible risks and categories of the protected data, and in particular, that users’ personal data are protected against access of unauthorised persons, loss or damage.
In accordance with applicable provisions of the Telecommunication Law of 16th July 2004 (Journal of Laws 2016, item 1489 as amended) users have the right to decide on the scope of access of cookie files to their computer by selecting such in their browser.
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Data Administrator reserves the right to use the services rendered by third entities for creating statistics related to the use of the Application. We guarantee that in such an event, such entities will not be provided with any data allowing User identification.
VII. IP ADDRESS
Data Administrator reserves the right to collect Users’ IP address, which may result helpful in diagnosing technical problems with the server, creating statistical analysis (for instance, on the region form which the most connections are made). Moreover, the IP address may be useful for administrating and improving the Application.
Data Administrator reserves the right to introduce changes to, withdraw or modify functions or properties of the Platform websites, as well as to terminate its operation, assign the rights to the platform or to undertake any legal actions permitted by the applicable provisions of law. No actions undertaken by the administrator shall infringe users’ rights.
CONTACT WITH DATA ADMINISTRATOR
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